Legal

Terms & Conditions

The rules that govern your use of the cowral platform.

Last updatedJune 1, 2025

Acceptance of terms

By accessing or using Cowral (the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you are using the Service on behalf of an organisation, you represent that you have authority to bind that organisation to these Terms.

If you do not agree with any part of these Terms, you must not access or use the Service.

Eligibility

You must be at least 16 years old to create an account. By registering, you confirm that all information you provide is accurate and that you meet this age requirement. Cowral reserves the right to suspend or delete accounts found to belong to users who do not meet the eligibility criteria.

Accounts & credentials

You are responsible for:

Maintaining the confidentiality of your login credentials.
All activity that occurs under your account.
Notifying us immediately at security@cowral.com if you suspect unauthorised access.

You may not share your account with others or create multiple free accounts to circumvent usage limits.

Permitted use

The Service is licensed to you for lawful personal or commercial use in connection with your own social media accounts. You agree not to:

Reverse-engineer, decompile, or attempt to extract the source code of the Service.
Scrape, crawl, or spider any part of the Service beyond what is explicitly permitted by our API.
Use the Service to infringe the intellectual property rights of third parties.
Transmit malware, spam, or other harmful code through the Service.
Circumvent any rate limits, access controls, or security measures.
Resell, sublicense, or white-label the Service without prior written consent.

Billing & subscriptions

Paid plans are billed monthly or annually in advance. All fees are stated in US dollars and are exclusive of applicable taxes unless stated otherwise.

Subscriptions renew automatically. Cancel at any time from your billing settings and access continues until the end of the current billing period — we do not prorate partial periods.

We reserve the right to change pricing with 30 days' notice. If you do not cancel before the next renewal date, you accept the new pricing.

SituationRefund policy
First 7 days of a paid planFull refund on request, no questions asked.
Service outage > 4 hours in a billing monthPro-rated credit applied automatically.
Annual plan — change of mind after 7 daysNo refund; plan downgrades at renewal.
Fraud or chargebackAccount suspended pending investigation.

Intellectual property

All rights, title, and interest in the Service — including the software, visual design, trademarks, and brand assets — remain exclusively with Cowral Ltd. These Terms do not grant you any ownership rights; you receive only a limited, non-exclusive, revocable licence to use the Service as described.

Content you create using the AI features (scripts, viral ideas, captions) is owned by you. Cowral claims no ownership over output generated on your behalf.

Third-party platforms

Cowral connects to third-party platforms (Instagram, YouTube, TikTok, X). Your use of those platforms is subject to their own terms of service. We are not responsible for changes those platforms make to their APIs, data availability, or access policies that may affect the Service.

If a platform revokes API access, certain features may be temporarily or permanently unavailable. This does not entitle you to a refund unless availability falls below the SLA stated in your plan.

Disclaimers & limitation of liability

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including fitness for a particular purpose or non-infringement.

To the fullest extent permitted by law, Cowral's total liability to you for any claim arising out of or related to the Service shall not exceed the greater of USD $100 or the amount you paid in the 3 months preceding the claim. Cowral shall not be liable for indirect, incidental, special, or consequential damages, including loss of profits or data.

Termination

Either party may terminate the agreement at any time. We may suspend or terminate your account immediately without notice if you:

Breach these Terms and fail to remedy the breach within 5 days of notice.
Engage in fraudulent, abusive, or illegal activity.
Attempt to harm the integrity or security of the Service.

Upon termination, your right to access the Service ceases. Data export is available for 30 days post-termination by contacting support@cowral.com.

Governing law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes that cannot be resolved amicably shall be submitted to the exclusive jurisdiction of the courts of Lagos State, Nigeria.

If you are accessing the Service from outside Nigeria, you do so at your own initiative and are responsible for compliance with your local laws.

Changes to these terms

We may revise these Terms at any time. Material changes will be communicated via email and an in-app banner at least 14 days before they take effect. Your continued use of the Service after that date constitutes acceptance of the revised Terms.

Contact

Questions about these Terms should be directed to:

AddressCowral Ltd, Lagos, Nigeria